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The insolvency administrator exploits the customer data of an insolvent company by selling it to the buyer by way of an asset deal in the insolvency proceedings. This contributes to the satisfaction of creditors. However, from the perspective of data protection, the question arises as to whether consent is required on the part of the customers. The author examines the issue not only from the perspective of insolvency law, but also from that of data protection law, in order to establish the framework for the exploitation of customer data in insolvency proceedings in conformity with data protection law.
First of all, the fact that the customer data is an asset of the insolvency estate is an essential prerequisite for its exploitation. In addition, compliance with data protection regulations must be observed if the customer data constitute personal data within the meaning of Article 4(1) of the GDPR and if the insolvency administrator acts as a controller within the meaning of Article 4(7) of the GDPR.
The author examines the legal basis on which the insolvency administrator may process the customer data. The analysis is based on the assumption that consent pursuant to Article 6(1)(a) of the GDPR does not take precedence over the other requirements of Article 6(1)(b) to (f) of the GDPR. For processing to be lawful, the insolvency administrator must fulfil at least one of the conditions of Article 6(1) of the GDPR. Therefore, the insolvency administrator does not always have to obtain the consent of customers.
The author suggests how the insolvency administrator can transfer customer data to the buyer in a way which protects the data protection interests of the customers. The examination considers the insolvency administrator’s obligations to inform customers how their data will be processed, the so-called objection solution, the customers’ right to erasure of their data, the disclosure of their data to the administrator's employees and the possibility of fines.
keywordsAsset Deal Datenschutz Datenschutzrecht Datenübermittlung Datenverarbeitung DS-GVO Gesellschaftsrecht Insolvenzrecht Insolvenzverfahren Insolvenzverwalter Interessenabwägung Kundendaten Unternehmensinsolvenz Unternehmensverkauf
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